If you want to earn $100,000 as a freelancer while working only 3 days per week, your hourly rate needs to be higher to make up for fewer billable hours.
Freelancers need to account for taxes, business expenses, unpaid time off, admin work, and gaps between clients. A common planning rule is to increase your salary target by 30% to 50% before calculating your freelance rate.
Working fewer days per week reduces your total available billable hours. To maintain a $100,000 income target, your hourly rate needs to account for reduced availability, downtime, and non-billable business work.
This calculator is useful for freelancers, consultants, and independent contractors who want to test whether a 3-day workweek can still support their target income.
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