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If you operate at 50% utilization as a freelancer, meaning only half your working time is billable, your hourly rate needs to be significantly higher to maintain your income. Use this calculator to estimate what you should charge.
Freelancers must account for taxes, downtime, and business expenses. A common rule is to increase your target salary by 30–50% to arrive at a more sustainable freelance rate.
With 50% utilization, only half your working time is billable. To maintain your income, your hourly rate must increase to compensate for unpaid time, client gaps, admin work, and downtime.
This calculator is useful for comparing freelance pricing scenarios, job offers, or income targets when your billable time is limited.
Freelance Rate Working 3 Days Per Week
Freelance Rate for $100k with 50% Utilization
Freelance Rate for $100k with 2 Clients